Calculate your student loan payments in a few steps.
Input your total student loan balance.
Enter the annual interest rate on your loan.
Choose your repayment term in years.
See your monthly payment, total repaid, and total interest.
The standard repayment plan for federal student loans is 10 years, though income-driven repayment plans can extend this to 20-25 years.
Federal student loan rates for 2024-2025 range from 6.53% for undergraduates to 8.08% for graduate PLUS loans. Private loan rates vary widely.
Extra payments reduce your principal faster and save money on interest. Even small additional payments can significantly shorten your repayment period.
Calculate your monthly student loan payment and total interest.
Le Calculateur de Prêt Étudiant aide les emprunteurs à estimer les paiements mensuels et les intérêts totaux pour les prêts étudiants. Entrez le montant du prêt, le taux d'intérêt annuel et la durée de remboursement pour voir un détail complet des paiements.